About Us

Your Complete Business
Financial Partner

E U Capital is a specialist commercial finance broker, helping UK businesses access the right funding at every stage of their journey.

Who We Are

More Than a Broker —
A Financial Partner

E U Capital (trading name of CAPITAL E U LIMITED) is a UK-based commercial finance broker, FCA authorised and NACFB accredited. We help small and medium-sized businesses across the UK access the funding they need — from working capital and invoice finance to commercial mortgages, equity investment, and grants.

We are not a lender. We are your advocate — working on your behalf to find the most suitable funding from our panel of 1,000+ providers, and managing the application process from start to finish.

Our technology-driven approach means we can match your business with eligible funding options in minutes, not weeks — and our advisors are on hand to guide you through every step.

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FCA Regulated

FCA authorised with reference number 1051992. We operate to the highest standards of conduct and transparency in all client dealings.

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Whole-of-Market Access

Access to 1,000+ funding providers across debt, equity, grants, and specialist products — all through a single platform.

Technology-Driven

Our platform uses open banking and accounting software integrations to speed up applications and improve matching accuracy.

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Advisor-Led

Technology gets you matched. Our advisors get you funded. We manage the entire application process on your behalf.

The Process

How We Work With You

From your first enquiry to receiving funds, we manage the entire process. Here is what to expect.

01

Initial Enquiry

Tell us about your business and funding needs — either through our online portal or by speaking to an advisor directly.

02

Profile & Matching

We gather information about your business (including optional accounting software and bank account connections) and match you with eligible funding options.

03

Application

Your advisor reviews your profile, identifies the most suitable products, and submits applications on your behalf.

04

Offer & Completion

We present the offers received, advise on the best option for your situation, and manage the completion process through to funding.

05

Ongoing Support

Your funding needs evolve as your business grows. We remain your financial partner — reviewing your position and identifying new opportunities.

Technology

Technology That Works For You

Our client portal uses open banking and accounting software integrations to give lenders a more accurate picture of your business, resulting in better offers and faster decisions.

Your data is secure, read-only connections are used for bank account linking, and you can disconnect at any time.

Integrations Available

Xero
Accounting software
Sage
Accounting software
QuickBooks
Accounting software
Open Banking
Bank account connection

Connecting your accounting software or bank account is optional but recommended — it speeds up your application and can improve the funding options available to you.

Regulatory Information

Authorised, Regulated, and Accountable

Legal Name

CAPITAL E U LIMITED

Trading as E U Capital

FCA Reference Number

FRN: 1051992

Credit Broker

ICO Registration

ZA600162

Data Protection

NACFB Member

Accredited Broker

Helping Fund UK Business

Regulatory Disclosure

CAPITAL E U LIMITED (trading as E U Capital) is an Appointed Representative of Swoop Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 936513). CAPITAL E U LIMITED has FCA reference number 1051992 and Introducer Reference Number SXO00082. CAPITAL E U LIMITED is registered with the Information Commissioner's Office (ICO) under reference ZA600162.

E U Capital is a credit broker, not a lender. We introduce clients to lenders and funding providers from our panel. We may receive a commission or fee from lenders upon successful completion of a funding arrangement. This does not affect the rate or terms offered to you.

All lending is subject to status, eligibility, and the lender's terms and conditions. Your home or property may be at risk if you do not keep up repayments on a mortgage or any other loan secured against it.

Ready to Work With Us?

Start your application online or speak to an advisor. We're here to help you find the right funding for your business.